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How to Book Your FD on Vi App: A Step-by-Step Guide

Published on Feb 19, 2026

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How to Book Your FD on Vi App: A Step-by-Step GuideHow to Book Your FD on Vi App: A Step-by-Step Guide

When it comes to safeguarding your hard-earned money while earning assured returns, Fixed Deposits (FDs) are still one of the most trusted financial instruments in India. And now, with Vi Finance on the Vi App, investing in FDs has become even simpler, smarter, and fully digital. Whether you're planning for short-term savings or long-term wealth creation, we make it easy for you to compare, choose, and book the best FD options, all from your phone.

Through our partnership with Upswing Financial Technologies, we bring you high-interest FD options from some of the most reputed RBI-regulated banks and NBFCs. With zero market risk and guaranteed returns of up to 8.1%, you can invest confidently, starting with as little as ₹1,000. If you're ready to grow your savings without stress, here’s a clear, step-by-step guide on how to book your FD on the Vi App.

Step 1: Open the Vi App & Go to Vi Finance

Simply log in to the Vi App on your device and head to the Vi Finance section. If this is your first time visiting the feature, don’t worry, we’ve kept it intuitive and beginner friendly. You’ll find a dedicated section for Fixed Deposits, where you can begin exploring options instantly.

Step 2: Compare FD Offers from Trusted Institutions

We understand that every investor has different goals, which is why we display FD options from multiple partner banks and NBFCs in one place. Here, you can conveniently compare:

  • Interest rates (up to 8.1%).
  • Tenure options.
  • Expected maturity value.
  • Premature withdrawal rules.

Instead of browsing multiple websites or visiting branches, you get all details transparently in a single view, saving both time and effort.

Step 3: Choose the FD That Suits You Best

Whether you want to safely park extra funds for a few months or grow your wealth over a longer duration, we’ve got you covered. Select your preferred:

  • Deposit amount (starting from ₹1,000).
  • Tenure.
  • Payout type (cumulative or periodic).

We make it easy to visualise your earnings even before you proceed, so you’re completely informed when you invest.

Step 4: Complete e-KYC in Minutes

No branch visits. No long forms. You can complete your e-KYC digitally, right within the app. It’s secure, quick, and fully online. Once your e-KYC is validated, you’re just one step away from growing your money.

Step 5: Make the Payment & Get Instant Confirmation

Choose your payment mode, Net Banking or UPI, and complete the transaction seamlessly. You’ll receive instant confirmation, and your FD certificate will be issued by the respective bank or NBFC.

Why Booking an FD on the Vi App Makes Sense

  • Access to top-tier banks and NBFCs.
  • Zero market risk & guaranteed returns.
  • Interest rates are locked for the full tenure.
  • Highly competitive rates; up to 8.1%.
  • All deposits are held directly with partner institutions.
  • Bank deposits are insured up to ₹5 lakh by DICGC.
  • Premature withdrawals are available as per the issuing institution's policies.

You stay in control of your money at every step, while enjoying the convenience of digital investing.

Ready to grow your savings safely?

We believe that building wealth should be simple, transparent, and accessible to everyone. With our digital FD booking facility, you can now invest securely and confidently without paperwork, queues, or uncertainty. Just open the Vi App today, explore the best FD options available, and watch your money grow, safely, steadily, and smartly.

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